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REAL ESTATE FAQS


You must have the following to qualify for the loan:

- At least twenty-four (24) monthly membership savings (a lump sum payment of the required monthly membership savings is allowed);


- Age of not more than sixty-five (65) years at the date of application and not more than seventy (70) years at maturity of the loan; -

Legal capacity to encumber real property;


- Ability to pass a satisfactory background / credit and employment / business checks of Pag-IBIG Fund;


- No outstanding Pag-IBIG Short-Term Loan (STL) in arrears at the time of the loan application;


- No Pag-IBIG Housing Loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago.


- If with an existing Pag-IBIG Housing Loan as a principal buyer / borrower or co-buyer / co-borrower, the account must be updated.


Source: pagibig.gov.ph


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