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You’ll need to provide a two-year income history, and the easiest way to do so is to provide copies of your income tax returns for the previous two years.

Your lender will also want to verify your current income and will need a copy of your most recent salary, company ID, SSS number, employee contact number.

If self-employed or own your own business, your lender may require more documentation, including specific income tax schedules and profit-loss statements.

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